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Using Your Superannuation for Dental Treatments

toothe piggybankAt Dental & Dentures on 88 Beach, we understand that dental treatments can sometimes be a significant financial commitment. That’s why we’re pleased to offer you the option of using your superannuation to fund essential dental procedures. Superannuation can be accessed early under specific conditions to cover the costs of treatments that are vital to your health and well-being.

What Dental Treatments Are Covered?

Superannuation can be utilised for a variety of dental treatments at Dental & Dentures on 88 Beach, including:

  • Major dental work such as crowns, bridges, and veneers
  • Orthodontic treatments like braces and Invisalign
  • Dental implants
  • Wisdom teeth extraction
  • Root canal treatments
  • Periodontal treatments for gum disease

Eligibility Criteria

To access your superannuation for dental treatments, you must meet certain eligibility criteria set by the Australian Taxation Office (ATO). Generally, early release of superannuation for medical reasons is permitted if:

  • You have a life-threatening illness or injury
  • You are experiencing acute or chronic pain
  • You need dental treatment to alleviate a mental health condition

Australian Super

How to Apply for Early Release of Superannuation

The process of accessing your superannuation for dental treatments involves several steps:

  1. Consultation: Schedule a consultation with one of our experienced dentists at Dental & Dentures on 88 Beach. During this appointment, we’ll assess your dental health and provide a treatment plan.
  2. Medical Evidence: Obtain a letter from your GP or dental specialist stating the necessity of the treatment for your health.
  3. Superannuation Application: Submit an application to the ATO, along with the supporting documents, to request the early release of your superannuation.
  4. Approval and Payment: Once approved, your superannuation funds will be released to cover the cost of your dental treatments.

Why Choose Dental & Dentures on 88 Beach?

  • Experienced Team: Our team of dentists and specialists are highly skilled and experienced in providing a wide range of dental treatments.
  • Personalised Care: We offer personalised treatment plans tailored to meet your specific dental health needs.
  • Comfortable Environment: Our clinic is equipped with the latest technology to ensure your treatments are as comfortable and efficient as possible.

Frequently Asked Questions

Can I use my superannuation to cover cosmetic dental treatments?

Cosmetic treatments may be covered if they are deemed necessary for your overall health and well-being. Our team can provide guidance based on your individual circumstances.

How long does the approval process take?

The ATO typically processes applications within 14 to 28 days. However, it’s important to ensure all necessary documentation is provided to avoid delays.

Are there any fees involved in accessing my superannuation early?

There may be fees associated with the early release of superannuation, including administration fees. It’s advisable to check with your superannuation fund for specific details.

Contact Us

If you have any questions about using your superannuation for dental treatments, or to book a consultation, please contact us at Dental & Dentures on 88 Beach. Our friendly team is here to assist you in navigating the process and ensuring you receive the dental care you need.
CONTACT US

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Superannuation for Dental Treatments | (03) 9770 6069