Finding the funds for major dental procedures can be challenging, but you may have an option you haven’t considered. The Australian Taxation Office (ATO) allows early access to your superannuation to cover urgent and necessary dental care through the compassionate release of superannuation program. If you’re dealing with chronic pain or need significant restorative treatment, this could offer real relief, not just for your health but for your finances too.
What Types of Services May Be Eligible?
While not every service qualifies, many of the most common and necessary procedures often do. If your condition is causing ongoing discomfort or impacting your wellbeing, you might be eligible for early access. Some treatments commonly approved include:
- Major restorative care such as crowns and bridges
- Dental implants
- Full or partial dentures
- Surgical tooth extractions
- Procedures aimed at relieving chronic or acute dental pain
The ATO looks at whether the treatment is necessary for your physical or mental wellbeing, not purely cosmetic.
How Does the Application Process Work?
The process is more straightforward than you might think. You’ll first need a consultation with your dentist to confirm your required care. After that, both your dentist and a registered medical practitioner must support your application by providing official documentation. Once submitted to the ATO, and if approved, the funds are released from your superannuation to pay for the recommended care.
We’re Here to Guide You
At Dental & Dentures on 88 Beach, we’ve helped many patients successfully navigate this process. Our team can prepare the necessary documents, walk you through the steps, and answer any questions you may have.
Book a Consultation to Discuss Your Needs
Curious if this could work for you? Book a consultation today, and we can explore your options. You can also learn more about using your superannuation for dental treatments here on our website.